<div id="xo-banner" class="commercial">
    <a id="xo-main-logo" class="commercial" href="<{xoAppUrl /}>" title=""><img src="<{xoImgUrl img/header-logo_big.png}>" alt="<{$xoops_sitename}>" /></a>
    <{if $xoops_banner and $xoops_banner != '&nbsp;'}>
        <div id="xo-banner-ad"><{$xoops_banner|smarty:nodefaults}></div>
    <{/if}>
    <!-- include userbar -->
    <{includeq file="$theme_name/userbar.html"}>
</div>